When people hear the word “bankruptcy” they might envision a situation where the court seizes their home, cars, and other possessions to pay off their debts thereby leaving them with only a few assets.
Consolidating debt is the process of combining high-interest debts from student loans, credit cards, or car loans with a single lender. Debt consolidation may reduce your interest rate, and it could also result in a lower monthly payment on outstanding debts.
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